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About

SORPI-SORPI Pay-As-You-Drive (PAYD) (also called Distance-Based, Mileage-Based, Per- Mile, Usage Based, and Cedi-Per- Mile) pricing means that an individual’s insurance premiums are based directly on how much or how long the individual drives. Pay-as-you-drive car insurance charges you based on the number of miles you drive. This is why it's also referred to as 'pay per mile' car insurance.

SORPI-SORPI PAYD redefines insurance affordability to mean that motorists must limit their crash exposure to what they can afford.

SORPI-SORPI is an add-on Comprehensive Motor Insurance policy, therefore in order to sign up an active 3rd party insurance cover is required.

How Does It Work?

You pay a base rate for your cover, which you can pay either annually or monthly. This base rate is usually cheaper than what you’d pay for standard car insurance. You’re then given a monitoring device that’s either fitted to your car or an app you download to your phone. It tracks the number of miles you drive each month, and you’re billed at a pre-agreed rate for each one. So it can work out cheaper for occasional drivers.

  • You are able to save money if you’re a low mileage driver
  • You can earn discounts on future premiums through good driving
About Sorpi-Sorpi
Pay-As-You-Drive

  • CheckSORPI-SORPI-PAYD pricing means that insurance premiums are based directly on the TIME AND DISTANCE an insured drives.
  • CheckIt changes the exposure unit from the VEHICLE/PER FIXED PERIOD to the VEHICLE/PER MILEAGE DRIVEN or VEHICLE/PER MINUTE DRIVEN.
  • CheckSORPI-SORPI-PAYD incorporates other rating factors so lower-driving motorists pay less and higher- driving motorists pay more per unit of travel
  • CheckSORPI-SORPI-PAYD gives motorists a new financial incentive to reduce their annual mileage, and therefore, decreases their chance of having crashes and insurance claims.
Our Team

Ernestina Korleki Tetteh holds a PhD in Migration Studies and Master of Philosophy degree in Sociology from the University of Ghana. She has over a decade’s experience in conducting extensive research on poverty, vulnerability, and social inclusion. She is currently a Projects Manager at the STAR-Ghana Foundation with oversight of the ‘Rights to Services’ Programmatic area. She has managed projects commissioned by the Foreign and Commonwealth Development Office (UK), BOTNAR Foundation (Switzerland), UNICEF Ghana among others. She is passionate about consumers receiving a fair deal on all forms of products and services including insurance and that drives her as she leads the team to build the SORPI-SORPI insurance policy.

Ato-Kwamena Dadzie is a Ghanaian journalist and communications consultant. He is currently a lecturer at the University of Professional Studies, Accra and runs his own communications consultancy. He consults for organisations such as First National Bank, Tesah Capital, Izwe Savings and Loans, the Ghana Chamber of Bulk Oil Distributors, the Ghana AIDS Commission and the Media Foundation for West Africa. He was the Communications Manager of the Ghana Covid-19 Private Sector Fund, a role in which he spearheaded the publicity efforts to raise money and goodwill towards the construction of the Ghana Infectious Disease Centre. Ato-Kwamena holds a master’s degree in journalism from Carleton University (Ottawa) and an LLB from the University of London.

  • Co-founder/CEO of Mobiverse Ltd. a VAS solutions company
  • Former Engineering Director at Jetstream Africa Ltd. a logistics startup with offices in Ghana, Nigeria and USA
  • Former Head of Engineering at Hubtel Ltd, a payment service provider.
  • Has 15+ years experience in the software engineering space.

Perry has 42 years of continuous practice in the insurance industry, 24 years of which have been Senior Management positions. he is a past Chief Executive of Donewell Insurance Company. He is currently the Chief Executive Officer of Multinational Insurance Brokers, a Board Member of University of Ghana Business School Endowment Fund and member of the Technical Committee, Insurance Brokers Association of Ghana (IBAG). He is a fellow of the Chartered Insurance Institute of Ghana and a Chartered Insurer, Chartered Insurance Institute, London. He holds an Executive Masters degree in Business Administration.